Resources / Housing & Transportation
Ohio Heroes (Ohio Housing Finance Agency)
Ohio Housing Finance Agency program offering a discounted mortgage interest rate and optional down payment assistance to veterans, active-duty and reserve members, surviving spouses, first responders, educators and healthcare workers.
- Cost
- Discounted mortgage interest rate — 'rewards Ohio residents who serve the public with a discounted mortgage interest rate'; optional down payment assistance (myohiohome.org/ohioheroes.aspx)
- Coverage
- Ohio — statewide through OHFA-approved lenders (Ohio)
- Eligibility
- Veterans, active-duty military, reserve and Guard members, surviving spouses, police officers, firefighters, volunteer firefighters, EMTs, paramedics, healthcare providers and teachers; income and purchase-price limits apply; credit score 640+ for conventional, USDA or VA loans or 650+ for FHA (own site)
- In-Person Access
- Yes
- Self-Referral
- Yes
- Organization Type
- government
- Last Verified
- October 26, 2026
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